Orthodontic Insurance & Payment Options in Washington, DC & Stafford, VA

Kumra Orthodontics accepts most major dental and orthodontic insurance plans at our Washington, DC and Stafford, VA offices. We're in-network with Aetna, Cigna, Delta Dental, Guardian, and United Concordia. We verify your benefits before your first visit and file claims on your behalf. We also offer complimentary consultations, in-house payment plans, 0% interest financing for up to 24 months, and HSA/FSA.

Insurance Plans We Accept

We work with most major dental and orthodontic insurance providers.

In-Network PPO Plans

Lowest out-of-pocket cost.

Aetna
Cigna
Delta Dental
Guardian
United Concordia

Out-of-Network PPO

Benefits still accepted and filed on your behalf

UnitedHealthcare
Ameritas
Principal
MetLife

We Also Work With

Coverage confirmed case by case.

Anthem
BlueCross BlueShield
Humana
Lincoln Financial

Don’t see your plan? Contact us! We likely accept it.

What Braces and Invisalign Cost in Washington, DC

Comprehensive orthodontic treatment at our Washington, DC and Stafford, VA offices generally runs $4,000 to $7,000. Invisalign clear aligners typically add $1,000 to $1,500. Your quoted fee covers all treatment visits and routine adjustments, appliances, x-rays, and your first set of retainers, with no per-visit copays from our office. Your cost depends on the complexity of your case, which we confirm at your complimentary consultation.

Comprehensive treatment

$4,000–$7,000

Invisalign clear aligners

+$1,000–$1,500

Your quoted fee includes

We Handle the Paperwork

Dealing with insurance can be confusing and time-consuming. That's why we handle everything for you, from verifying benefits to filing claims to collecting payments.

So you can focus on your treatment and your new smile.

How Orthodontic Insurance Works

We make understanding your benefits easy.

We Verify Your Benefits

Before your first visit, we’ll contact your insurance to verify your orthodontic benefits.

We Maximize Your Coverage

We’ll help you get the most out of your benefits to minimize your out-of-pocket costs.

We Handle the Paperwork

We file claims directly with your insurance company so you don’t have to.

We Bill Your Insurance

We work directly with your insurance to collect payments on your behalf.

Flexible Payment Options

We offer payment plans, financing, and HSA/FSA options to fit a range of budgets.

In-House Payment Plans

Spread your payments over the course of treatment with no credit check required.

Interest-Free Financing

Qualified patients can enjoy 0% interest financing for up to 24 months.

HSA/FSA Accepted

Use your pre-tax health savings to pay for orthodontic treatment.

No Dental Insurance?

No problem! Many of our patients don't have orthodontic insurance. We offer affordable in-house payment plans that make treatment accessible for everyone. During your appointment, we'll provide a detailed cost estimate and work with you to find a payment plan that fits your budget.

Insurance & Cost FAQs

We’re in-network with Aetna, Cigna, Delta Dental, Guardian, and United Concordia, and accept out-of-network benefits from UnitedHealthcare, Ameritas, Principal, and MetLife, among many others. We verify your benefits before your first visit and file claims for you.

Yes. With most PPO plans, your orthodontic benefit still applies at an out-of-network practice, just at a different rate than in-network. We verify your specific benefits before your visit and file the claim either way, so the difference shows up in your out-of-pocket cost, not in whether we can treat you.

Comprehensive treatment generally runs $4,000 to $7,000, and Invisalign adds about $1,000 to $1,500. That fee includes visits, appliances, x-rays, and your first retainers, with no per-visit copays from our office.

Your orthodontic benefit applies to Invisalign the same way it applies to braces, so coverage depends on your specific plan, which we verify before your visit.

We offer in-house payment plans, 0% interest financing for up to 24 months for qualified patients, and HSA/FSA.

Yes, consultations are complimentary at both our Washington, DC and Stafford, VA offices.

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